BWC Group Rating
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Workers Comp Group Rating Program

With workers’ compensation costs rising in Ohio, it is more important than ever to understand the strategies available to help you protect your bottom line. Along with ACCA Ohio, the PHCC Ohio group rating program allows members with good safety and claims records to pool together to enjoy discounted workers’ compensation premiums.

Our program, administered by Frank Gates/Avizent, offers multiple tiers of savings levels, ranging from 15% up to the BWC's new 65% maximum discount (equivalent effective group discount after break-even factor is currently 51%) off premiums. The savings add up! Over the last 10 years PHCC Ohio members, together with ACCA Ohio Members, have saved an average of $1.8 million each year.

Group-Rating Safety Accountability

Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group-Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk-management strategies. Click here for more information.

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